Finance Calculator
Tell us what you can comfortably pay each month. We'll work out your buying power — including your trade-in and deposit — and show you cars in that range.
Prime rate11.25%
Tune your numbers
Drag, tap, fine-tuneMonthly budgetR 6 500/mo
R 1 500R 25 000
Loan term72 months
Trade-in Get free estimate →R 0
R 0R 500 000
DepositR 35 000
R 0R 500 000
Credit rating10.25% p.a.
Boost Credit
Move from Good to Excellent
Lifting your score drops your rate to 9.25% — a real lever, not a vanity metric.
Save over the termR 9 644
Add Deposit
Every R 10 000 down lifts your ceiling
Larger deposits raise buying power and shorten the path to ownership without changing your monthly.
Save over the termR 10 000
Shorten Term
Shorten to 60 months
Same monthly, less time on the loan. Less interest paid, faster equity, and you're free sooner.
Save over the termR 33 676
Results are estimates based on the SA prime lending rate (11.25%) adjusted for credit tier. Final approval is subject to credit checks and lender criteria. Trade-in valuations are indicative — book an inspection for a binding offer.